Fractional CFO

Your books tell you what happened. This is the part that tells you what's next.

You don't need a CFO forty hours a week. You need one for the handful of decisions each quarter that actually move the business, and for the forecast that tells you which ones those are. That's what this is.

Book a Free Discovery Call

When You Need One

The signs are usually there before the title is.

Your bookkeeper tells you what happened. That's a different job from telling you what to do next, and most growing companies have the first without the second. If any of these are true, it's worth a conversation.

Cash is getting harder to predict. Money comes in and goes out on timelines that no longer line up, and the numbers you have lag behind the business you're running.
You're raising money or taking on debt. Investors and lenders will want projections and financials that hold up to real scrutiny, and they'll ask questions your books alone can't answer.
Growth has raised the stakes. Pricing, hiring, and spending decisions carry more risk than they did a year ago, and the cost of getting one wrong has gone up with them.
The reports pile up and nothing changes. You have more information than ever and still no clear read on what to do with it.

What's Included

What a financial leader actually does for you.

Every engagement is built around your business, but the work usually covers four things.

You'll know what's coming, not just what happened.

A forecast that looks forward and gets updated as the business changes, plus the ability to test a decision on paper before you make it for real.

You'll always know how long your cash lasts.

Clear visibility into what you have, what's coming in, and how much time it buys you, with a plan to extend it.

You'll have real analysis behind the big calls.

Pricing, hiring, new markets, big purchases. We work the numbers so you're choosing between options instead of estimating.

You'll be ready when investors or lenders ask.

Projections, models, and reporting that hold up in a board meeting, a bank meeting, or a diligence process.

FAQs

Common questions.

What is a fractional CFO?

CFO-level financial leadership on a part-time basis. You get the forecasting, cash strategy, and decision support of a senior finance executive, scaled to what your business actually needs and priced that way.

How is this different from my bookkeeper or accountant?

Bookkeepers and accountants handle the past: recording what happened, accurately. A fractional CFO handles the future: what the numbers mean, where the business is headed, and what to do next. Both matter. Most companies have the first and are missing the second.

Do I need to use your bookkeeping to get CFO support?

No. If you have a bookkeeper you trust, we work alongside them and add the forward-looking layer. If the books need work first, we'll tell you, because advice built on bad numbers is worse than no advice.

What does it cost?

Meaningfully less than a full-time hire, with clear monthly pricing rather than an open-ended retainer. The exact number depends on scope, which is what the free call is for.